Terms & Conditions

By accessing and using the website luminarentix.com (hereinafter, the "Site"), operated by Luminarentix S.A. de C.V. (hereinafter, "Luminarentix"), with Tax ID (RFC) LUM210315KJ4 and registered address at Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, C.P. 06500, Mexico City, Mexico, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using the Site.

Luminarentix offers through its Site financial guidance, economic education, and personalized consulting services, including but not limited to: • Information on government and social support programs available to Mexican citizens. • Educational resources for improving personal and family financial management. • Individualized consulting in financial and estate planning. • Guidance on procedures and requirements for accessing economic benefits. The informational services provided through the Site are advisory in nature and do not constitute binding financial, tax, or legal advice.

By using the Site, you agree to: • Provide truthful and up-to-date information when using our contact forms. • Use the Site exclusively for lawful purposes and in accordance with applicable Mexican legislation. • Not attempt to access restricted areas of the Site or Luminarentix's computer systems. • Not reproduce, distribute, or modify the Site's content without prior written authorization. • Not use the Site to transmit defamatory, obscene, fraudulent content, or content that infringes on third-party rights.

All content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Luminarentix or its content providers and is protected by Mexican and international intellectual property laws, including the Federal Copyright Law and the Industrial Property Law. The "Luminarentix" brand and its logo are trademarks of Luminarentix S.A. de C.V. Their use without prior authorization is prohibited.

Luminarentix strives to keep the Site's information up-to-date and accurate. However: • The information provided is informational and advisory in nature, not constituting binding professional advice. • We do not guarantee that the Site's content will be uninterrupted, timely, secure, or error-free. • Luminarentix will not be liable for direct, indirect, incidental, consequential, or punitive damages arising from the use or inability to use the Site. • Financial decisions made based on the Site's information are the sole responsibility of the user. • The results of the mentioned government programs depend on the corresponding authorities and are subject to each program's criteria and availability.

The Site may contain links to third-party websites that are not operated or controlled by Luminarentix. We are not responsible for the content, privacy policies, or practices of third-party websites. The inclusion of links does not imply endorsement or association with their operators. We recommend reviewing the terms and conditions of any website you visit.

The processing of your personal data is governed by our Privacy Notice, available on the Site, prepared in accordance with the Federal Law on Protection of Personal Data Held by Private Parties (LFPDPPP). By using the Site and providing your personal data, you accept the practices described in said Notice.

Luminarentix reserves the right to modify these Terms and Conditions at any time and without prior notice. Modifications will take effect from the time of their publication on the Site. Continued use of the Site after the publication of changes constitutes acceptance of the same. We recommend periodically reviewing these Terms.

These Terms and Conditions shall be governed by and construed in accordance with the current laws of the United Mexican States. For the resolution of any dispute arising from the interpretation or compliance with these Terms, the parties submit to the jurisdiction of the competent courts of Mexico City, expressly waiving any other forum that may correspond to them by reason of their present or future domicile.

If any provision of these Terms and Conditions is declared invalid or unenforceable by a competent court, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced by a valid provision that most closely approximates the intent of the original provision.

For any inquiries related to these Terms and Conditions, you may contact us at: Luminarentix S.A. de C.V. Av. Paseo de la Reforma 505, Floor 12 Col. Cuauhtémoc, C.P. 06500 Mexico City, Mexico Email: legal@luminarentix.com Phone: +52 (55) 4170-8923